Frequently Asked Questions

As for PRIVATELY- ISSUED plans, you can enroll year-round. However you will need a QUALIFYING LIFE EVENT to qualify for SPECIAL ENROLLMENT through the PUBLIC marketplace or an employer. 

Private health ins or COMMERCIAL health ins is coverage issued by a private company or entity - simply meaning it’s not government issued ins like the ACA, Medicaid, or Medicare. 

Traditionally, PPO plans are based off of relative health and age. 19% of ACA plans have PPO networks, however if they are, they will be significantly more costly than their HMO counterparts. (Forbes) 

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